Dental Indemnity Plan - What is it?

With a Dental Indemnity Plan, you can choose any dentist you want, and you don?t need a referral to visit a specialist.

What are my out-of-pocket costs?

You will generally be responsible for a deductible and co-insurance for services. Most Lincoln Financial Group dental plans also have an annual benefit maximum.

We will try our best to provide you with a dental treatment estimate that includes details on the services that you need and how much each service will cost. We will call Lincoln Financial Group dental insurance and try to get more information about your dental benefits.

Your Lincoln Financial Group dental plan may have limitations:

You may have a waiting period before you can get any major dental treatment

Most Dental plans may not cover every dental service that may be suggested by your dentist. For example, some plans may not cover dental implants.

In addition, services for strictly cosmetic reasons, such as teeth whitening, are rarely covered by dental insurance.

What you need to know

Your dental benefit program is a contract between you, your employer, and the insurance company. A dental office is not a party to that contract. Our office  will  be happy to file your insurance claim as a courtesy to you. We are an out of network provider for your plan, you may have a higher copay.